Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Social Security: What’s Changing in 2016? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.